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Putnam County Bank

About Us

Putnam County Bank was organized in October 1901 and is a state-chartered bank.  The Bank is regulated by the West Virginia Division of Banking and the Federal Reserve System.  The Bank's deposits are insured by the Federal Deposit Insurance Corporation.


Putnam County Bank is a wholly-owned subsidiary of Putnam Bancshares, Inc.  Putnam Bancshares, Inc. is regulated by the West Virginia Division of Banking and the Federal Reserve System.  Formed in 1985, Putnam Bancshares, Inc. owns 100% of the shares of Putnam County Bank and a controlling interest in a title insurance company, Putnam County Title Insurance Company.  The directors of Putnam Bancshares, Inc. serve as directors in Putnam County Bank.


The Main Bank facility was originally established on Putnam Avenue, across the railroad tracks from today's existing Main Bank.  The move from the Putnam Avenue to the existing Main Bank at 2761 Main Street took place in 1922.  Major renovations of this facility took place in 1959 and 1975.


In 1985, Putnam Bancshares, Inc. was formed as a one-bank holding company.  Its only subsidiary was Putnam County Bank.  Shareholders of Putnam County Bank exchanged their shares for equivalent value in Putnam Bancshares, Inc.


The mid-1980's also saw the Bank's entrance into automated teller machines and connecting branches by computers.  In 1985, the Interstate Office was opened as a full service branch at 300 Hurricane Creek Road near the Hurricane exit of Interstate 64 with a 24-hour automated teller machine.  In 1992, the Valley Office opened as a full service branch at 3058 Mount Vernon Road near the Winfield exit of Interstate 64.  As the Bank entered the 1990's, greater emphasis on computerization and speed was placed. 


In 2003, Putnam County Bank opened its new Loan Center at 2759 Main Street in Hurricane, which was the former Clark's Five and Dime Store.  The facility includes offices for loan officers as well as a spacious area for loan operations.  This facility improves the ability of loan officers to speak more privately with customers about financial transactions.Putnam County Bank's success has paralleled the growth of Putnam County and continues to provide banking services at a reasonable cost.  The Bank is proud of its role in the development of Putnam County and its investments in community activities.  The Bank has been publicly recognized by the Putnam County Commission, the Putnam County Development Authority, the Putnam County Chamber of Commerce and the Putnam County Board of Education for its work in the community.

 "Today, Tomorrow, Together" - Serving Putnam County since 1901